Terms of Use
These Terms govern your use of the POXKA app (“POXKA”, “we”, “us”). By downloading or using POXKA you agree to them. If you don’t agree, please don’t use the app.
1. The app
POXKA helps you record and review your income, expenses and budgets. You may use it for personal, non-commercial purposes on Apple devices you own or control, as permitted by the App Store Terms of Service.
2. Not financial advice
POXKA is an organizational tool. Charts, budgets, health scores and AI-generated suggestions are for information only and are not financial, tax, investment or legal advice. You are responsible for your financial decisions.
3. AI features and accuracy
Voice logging, receipt scanning and budget setup use automated speech recognition and AI models. They can make mistakes — wrong amounts, merchants, categories or dates. Please review entries before relying on them. See our Privacy Policy for how this data is processed.
4. Subscriptions and purchases
- POXKA is free to download. Some features require POXKA Pro, offered as an auto-renewing subscription (for example monthly or yearly) or as a one-time purchase where available.
- Payment is charged to your Apple ID at confirmation of purchase.
- Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the period ends, at the then-current price.
- If a free trial is offered, any unused part of it ends when you purchase a subscription. If you don’t cancel before the trial ends, the subscription starts automatically.
- You can manage or cancel subscriptions in iOS Settings → [your name] → Subscriptions.
- Refunds are handled by Apple under its policies; we cannot issue refunds directly.
- Prices and the features included in Pro may change; changes to an existing subscription price follow Apple’s notice rules.
5. Your data
You own the content you enter. It is stored on your device and, if enabled, in your private iCloud account. You are responsible for keeping your device and Apple ID secure and for keeping your own backups. We are not responsible for data lost because of device loss, iCloud settings, or deleting the app.
6. Acceptable use
Don’t misuse POXKA: don’t reverse engineer, resell or redistribute it, interfere with its servers, bypass usage limits or paid features, or use it for anything unlawful.
7. Third-party services
POXKA relies on services from Apple, Google, OpenAI, RevenueCat and others, and the free version may show third-party ads. Their availability is outside our control, and features that depend on them may change or stop working.
8. Intellectual property
The app, its design, code, icons and name are owned by us and protected by law. These Terms do not give you any rights to them other than to use the app as described.
9. Disclaimer
POXKA is provided “as is” and “as available”, without warranties of any kind, to the extent permitted by law. We don’t guarantee that the app will be error-free or uninterrupted.
10. Limitation of liability
To the maximum extent permitted by law, we are not liable for indirect, incidental or consequential damages, or for financial losses arising from your use of the app or reliance on its data. Our total liability is limited to the amount you paid for POXKA in the 12 months before the claim.
11. Termination
You can stop using POXKA at any time by deleting it. We may suspend access to online features if these Terms are violated.
12. Apple
These Terms are between you and us, not Apple. Apple is not responsible for the app or its content, has no obligation to provide support, and is a third-party beneficiary of these Terms. Where these Terms are silent, Apple’s Standard Licensed Application End User License Agreement applies.
13. Changes
We may update these Terms. Continued use after changes are posted means you accept them.
14. Contact
Questions: arakelyaned98@gmail.com